If you’re in the market for a power chair, one of the first questions you probably have is about cost. Power chairs can be life changing, but they’re also a significant investment. Let’s break down what you can expect when it comes to pricing, insurance, and other financial options available to help make your purchase more manageable.

Q: What’s the price range for power chairs?

A: Power chair costs can vary widely depending on the type, features, and brand. On the lower end, a basic model might start around $1,100 to $2,500, while mid-range chairs typically fall between $3,000 and $5,000. If you need a more advanced chair with custom features, such as specialized seating or all-terrain capability, prices can climb significantly higher. The more personalized the chair, the higher the cost—but also the better the fit for your lifestyle and mobility needs.

Q: Is it possible to rent a power chair instead of buying it?

A: Yes! Renting a power chair is an excellent option if you need one temporarily, say, for recovery after surgery or a short trip. Rental costs can vary, but you might pay around $55 per day or $300 per week, depending on the model and rental provider. This can be a cost-effective way to access mobility support without the full commitment of a purchase.

Q: Will Medicare or private insurance cover a power chair?

A: Technically, yes, but for most people, relying on insurance isn’t the best path when it comes to getting the right mobility equipment. Insurance, including Medicare, comes with strict limitations. They typically only cover basic models that are coded for in-home use and often do not include the features or designs that work best in real-life situations, especially if you want something lightweight, foldable, or versatile for travel or daily living.

In many cases, the equipment they’ll approve won’t fit your lifestyle or your home layout, and you’ll still end up with high out-of-pocket costs or a device that simply doesn’t meet your needs.

That’s why it is encouraged to skip the insurance red tape and work directly with a trusted mobility dealer, where you’ll get expert help choosing the best equipment for you, not just what insurance is willing to approve. Mobility dealerships that offer flexible payment options will help you get exactly what you need to stay safe, independent, and mobile without compromising quality.

Q: Are there financing options available?

A: Absolutely. Many mobility equipment providers offer financing plans, such as zero percent interest, that allow you to pay off your power chair over time. This can be a great route if you don’t qualify for insurance or Medicare coverage or need a specific model that isn’t fully covered. Look for interest-free options or low-interest plans through the provider or third-party lenders like CareCredit.

Are you ready to take the next step? Don’t let the price of a power chair stop you from regaining your independence. Contact a trusted mobility company that can walk you through insurance eligibility, Medicare coverage, financing options, and everything in between so you can focus on moving forward confidently.